I was given this book by a former employer after they asked me it I'd like help with personal finances and I, being a recent college graduate, said yes. The book is fine, definitely meant for use with the videos and everything. It was mostly geared toward couples. Many of the things listed i already do thanks to things my dad taught me, but there are some changes i could make. I may revisit the book and actually work through it sometime in the future, but for now I'm checking it off my list. ( )