Most of the advice in this easy-to-read ebook was directed at people just beginning to put together a budget and begin paying off debt. It was good, solid advice, just not what I was looking for. I did, however, benefit from the chapter on changing your mindset. While the points the author made in this chapter were things I have considered in the past, they're thoughts that are good to review regularly.

I also liked that she plainly told the reader and beginning budgeter that they absolutely would make mistakes. This is a fact that most people writing about budgeting don't care to mention- 'try my method and everything will instantly be rainbows and unicorns.'

All in all, I found this ebook surprisingly well-written and full of common sense, which is seldom what you find in a very low-price Amazon ebook. I would rate it 3 1/2 stars, 4 if you're just starting to look carefully at your finances. ( )