Robert Bernabe

I received a free copy of this book from Thomas Nelson to review. That has not affected the nature of my review.

I liked this book. The information seemed sound and encouraging in an area of finances too many of us ignore. The writing was well done. The pages were not overcrowded, but had headers and sidebar quotes, and tables and diagrams that all helped to keep interest in what can be a boring subject. They also provided just the right support to demonstrate the points, without getting too crowded.

The book starts with a great overview of financial responsibility and why we should shop for a mortgage and treat it seriously. He also talks about the downside of consumer debt and pulls in some very good descriptions of what was happening before and during the recent economic crisis.

It contains some sound advice - shop for what you can afford, not what you qualify for. Buy on the total price, not the monthly payment. Pay attention and be in charge of the largest debt most people will ever have. This book was very timely as we are thinking of refinancing. We'll definitely put the principles of this book and the tools at mindyourownmortgage.com to work.… (més)